Changes

ATMs may be found in [[Shop|stores]] and [[shopping mall]]s. They can also be found in other places. Sometimes, they can be found in [[Bar (business)|bars]] or [[restaurant]]s. Other times, at special events, people may set one up so the guests can use the machine, like at a fundraiser.

ATMs may be found in [[Shop|stores]] and [[shopping mall]]s. They can also be found in other places. Sometimes, they can be found in [[Bar (business)|bars]] or [[restaurant]]s. Other times, at special events, people may set one up so the guests can use the machine, like at a fundraiser.

People need a [[debit card]] or [[credit card]] in order to use an ATM. They also need to have a Personal Identification Number (PIN). A PIN is a code that lets them get into their account.

People need a [[debit card]] or [[credit card]] in order to use an ATM. They also need a [[personal identification number]] (PIN). A PIN is a code that lets them get into their account.

There are many [[scam]]s with ATMs. In one scam, [[Con artist|con artists]] look over the victim's shoulder and find their PIN.<ref name=":0">{{cite web|title=Diebold ATM Fraud|url=http://buy.cuna.org/download/diebold_fraudpaper.pdf|url-status=dead|archive-url=https://web.archive.org/web/20090930071206/http://buy.cuna.org/download/diebold_fraudpaper.pdf|archive-date=30 September 2009|access-date=2011-02-11}}</ref> This is known as shoulder surfing.<ref>{{cite book|last1=Eiband|first1=Malin|last2=Khamis|first2=Mohamed|last3=von Zezschwitz|first3=Emanuel|last4=Hussmann|first4=Heinrich|last5=Alt|first5=Florian|chapter=Understanding Shoulder Surfing in the Wild: Stories from Users and Observers |date=May 2017|title=Proceedings of the 2017 CHI Conference on Human Factors in Computing Systems|chapter-url=https://eprints.gla.ac.uk/170223/1/170223.pdf|pages=4254–4265|doi=10.1145/3025453.3025636|isbn=978-1-4503-4655-9 |s2cid=11454671|accessdate=May 3, 2018}}</ref> In another, they may put a [[video camera]] near the ATM to look at people using their PIN number.<ref name=":0" /> They then make cards using the PIN number and account number to be able to use that person's account.

There are many [[scam]]s with ATMs. In one scam, [[Con artist|con artists]] look over the victim's shoulder and find their PIN.<ref name=":0">{{cite web|title=Diebold ATM Fraud|url=http://buy.cuna.org/download/diebold_fraudpaper.pdf|url-status=dead|archive-url=https://web.archive.org/web/20090930071206/http://buy.cuna.org/download/diebold_fraudpaper.pdf|archive-date=30 September 2009|access-date=2011-02-11}}</ref> This is known as shoulder surfing.<ref>{{cite book|last1=Eiband|first1=Malin|last2=Khamis|first2=Mohamed|last3=von Zezschwitz|first3=Emanuel|last4=Hussmann|first4=Heinrich|last5=Alt|first5=Florian|chapter=Understanding Shoulder Surfing in the Wild: Stories from Users and Observers |date=May 2017|title=Proceedings of the 2017 CHI Conference on Human Factors in Computing Systems|chapter-url=https://eprints.gla.ac.uk/170223/1/170223.pdf|pages=4254–4265|doi=10.1145/3025453.3025636|isbn=978-1-4503-4655-9 |s2cid=11454671|accessdate=May 3, 2018}}</ref> In another, they may put a [[video camera]] near the ATM to look at people using their PIN number.<ref name=":0" /> They then make cards using the PIN number and account number to be able to use that person's account.