Changes

The full form of [https://www.zktechtools.ga/2021/02/Full-form-of-ATM.html ATM is Automated Teller Machine] for short, is a [[machine]] that lets people take out (withdraw) [[cash]] from their [[bank account]]s. In the UK ATMs are often called '''cash machines''', '''cashpoints''' or the ''hole in the wall''.

An '''automated teller machine''' ('''ATM''') is a [[machine]] that lets people take or [[Deposit account|deposit]] money that they have. It can also be used by someone to see how much money they have, or see and do other things with their [[Bank|bank account]]. In the United Kingdom, ATMs are often called ''cash machines'', ''cashpoints'' or the ''hole in the wall''.<ref>{{cite book|url=http://www.merriam-webster.com/dictionary/cash%20machine|title=Merriam-Webster Dictionary|publisher=Merriam-Webster|location=Springfield, MA|access-date=7 January 2017|archive-url=https://web.archive.org/web/20170109113711/https://www.merriam-webster.com/dictionary/cash%20machine|archive-date=9 January 2017|url-status=live}}</ref>

Some ATMs allow people to do more than take money out. They may allow people to put in money, or check how much money is in a bank account.

ATMs may be found in [[Shop|stores]] and [[shopping mall]]s. They can also be found in other places. Sometimes, they can be found in [[Bar (business)|bars]] or [[restaurant]]s. Other times, at special events, people may set one up so the guests can use the machine, like at a fundraiser.

ATMs may be found in [[stores]] and [[shopping mall]]s. Sometimes, they can be found in [[Bar (business)|bars]] or [[restaurant]]s. Other times, at special events, people may set one up so the guests can use the machine, like at a fundraiser.

People need a [[debit card]] or [[credit card]] in order to use an ATM. They also need to have a Personal Identification Number (PIN). A PIN is a code that lets them get into their account.

People need a [[debit card]] or [[credit card]] in order to use an ATM. They will also need to have a Personal Identification Number (PIN), which is a code that lets them get into their account.

There are many [[scam]]s with ATMs. In one scam, [[Con artist|con artists]] look over the victim's shoulder and find their PIN.<ref name=":0">{{cite web|title=Diebold ATM Fraud|url=http://buy.cuna.org/download/diebold_fraudpaper.pdf|url-status=dead|archive-url=https://web.archive.org/web/20090930071206/http://buy.cuna.org/download/diebold_fraudpaper.pdf|archive-date=30 September 2009|access-date=2011-02-11}}</ref> This is known as shoulder surfing.<ref>{{cite journal|last1=Eiband|first1=Malin|last2=Khamis|first2=Mohamed|last3=von Zezschwitz|first3=Emanuel|last4=Hussmann|first4=Heinrich|last5=Alt|first5=Florian|date=May 2017|title=Understanding Shoulder Surfing in the Wild: Stories from Users and Observers|url=https://www.medien.ifi.lmu.de/pubdb/publications/pub/eiband2017chi/eiband2017chi.pdf|journal=CHI '17 – Proceedings of the 2017 CHI Conference on Human Factors in Computing Systems|pages=4254–4265|doi=10.1145/3025453.3025636|s2cid=11454671|accessdate=May 3, 2018}}</ref> In another, they may put a [[video camera]] near the ATM to look at people using their PIN number.<ref name=":0" /> They then make cards using the PIN number and account number to be able to use that person's account.

There are a number of [[scam]]s with ATMs. In one scam, con artists look over the victim's shoulder and find their PIN; this is known as shoulder surfing. In another, they may install a [[video camera]] and get PIN numbers from that way. They then make cards using the PIN number and account number to be able to use that person's account.

In [[Germany]], where people still use real money more than electronic money, there have been a lot of robberies from cash machines. 496 cash machines were blown up in 2022, with about €100,000 stolen each time. Most of the thieves are Dutch men, say the German police.<ref>{{Cite news|last=Storbeck|first=Olaf|date=2023-07-21|title=Bombs, car chases and ‘free money’: Dutch gangs blow up German cash machines|work=Financial Times|url=https://www.ft.com/content/5a03b08d-dc7e-4115-b6aa-139e1ec39b99|access-date=2023-07-21}}</ref>

[[Category:Money]]

[[Category:Money]]

[[Category:Technology]]

[[Category:Machines]]