Changes

People need a [[debit card]] or [[credit card]] in order to use an ATM. They also need to have a Personal Identification Number (PIN). A PIN is a code that lets them get into their account.

People need a [[debit card]] or [[credit card]] in order to use an ATM. They also need to have a Personal Identification Number (PIN). A PIN is a code that lets them get into their account.

There are many [[scam]]s with ATMs. In one scam, [[Con artist|con artists]] look over the victim's shoulder and find their PIN.<ref name=":0">{{cite web|title=Diebold ATM Fraud|url=http://buy.cuna.org/download/diebold_fraudpaper.pdf|url-status=dead|archive-url=https://web.archive.org/web/20090930071206/http://buy.cuna.org/download/diebold_fraudpaper.pdf|archive-date=30 September 2009|access-date=2011-02-11}}</ref> This is known as shoulder surfing.<ref>{{cite journal|last1=Eiband|first1=Malin|last2=Khamis|first2=Mohamed|last3=von Zezschwitz|first3=Emanuel|last4=Hussmann|first4=Heinrich|last5=Alt|first5=Florian|date=May 2017|title=Understanding Shoulder Surfing in the Wild: Stories from Users and Observers|url=https://www.medien.ifi.lmu.de/pubdb/publications/pub/eiband2017chi/eiband2017chi.pdf|journal=CHI '17 – Proceedings of the 2017 CHI Conference on Human Factors in Computing Systems|pages=4254–4265|doi=10.1145/3025453.3025636|s2cid=11454671|accessdate=May 3, 2018}}</ref> In another, they may put a [[video camera]] near the ATM to look at people using their PIN number.<ref name=":0" /> They then make cards using the PIN number and account number to be able to use that person's account.

There are many [[scam]]s with ATMs. In one scam, [[Con artist|con artists]] look over the victim's shoulder and find their PIN.<ref name=":0">{{cite web|title=Diebold ATM Fraud|url=http://buy.cuna.org/download/diebold_fraudpaper.pdf|url-status=dead|archive-url=https://web.archive.org/web/20090930071206/http://buy.cuna.org/download/diebold_fraudpaper.pdf|archive-date=30 September 2009|access-date=2011-02-11}}</ref> This is known as shoulder surfing.<ref>{{cite book|last1=Eiband|first1=Malin|last2=Khamis|first2=Mohamed|last3=von Zezschwitz|first3=Emanuel|last4=Hussmann|first4=Heinrich|last5=Alt|first5=Florian|chapter=Understanding Shoulder Surfing in the Wild: Stories from Users and Observers |date=May 2017|title=Proceedings of the 2017 CHI Conference on Human Factors in Computing Systems|chapter-url=https://eprints.gla.ac.uk/170223/1/170223.pdf|pages=4254–4265|doi=10.1145/3025453.3025636|isbn=978-1-4503-4655-9 |s2cid=11454671|accessdate=May 3, 2018}}</ref> In another, they may put a [[video camera]] near the ATM to look at people using their PIN number.<ref name=":0" /> They then make cards using the PIN number and account number to be able to use that person's account.

In [[Germany]], where people still use real money more than electronic money, there have been a lot of robberies from cash machines. 496 cash machines were blown up in 2022, with about €100,000 stolen each time.  Most of the thieves are Dutch men, say the German police.<ref>{{Cite news|last=Storbeck|first=Olaf|date=2023-07-21|title=Bombs, car chases and ‘free money’: Dutch gangs blow up German cash machines|work=Financial Times|url=https://www.ft.com/content/5a03b08d-dc7e-4115-b6aa-139e1ec39b99|access-date=2023-07-21}}</ref>

In [[Germany]], where people still use real money more than electronic money, there have been a lot of robberies from cash machines. 496 cash machines were blown up in 2022, with about €100,000 stolen each time.  Most of the thieves are Dutch men, say the German police.<ref>{{Cite news|last=Storbeck|first=Olaf|date=2023-07-21|title=Bombs, car chases and 'free money': Dutch gangs blow up German cash machines|work=Financial Times|url=https://www.ft.com/content/5a03b08d-dc7e-4115-b6aa-139e1ec39b99|access-date=2023-07-21}}</ref>

In Japan old people are targeted by people who pretend to be members of their family in trouble.  In 2023 the National Police Agency were thinking about stopping people over 65 who had not used a machine for more than a year from using them.<ref>{{Cite news|last=Lewis|first=Leo|date=2023-08-06|title=Japan’s elderly need protection from scammers — but not like this|work=Financial Times|url=https://www.ft.com/content/ac676db7-af06-4d6a-a924-3a08d80b7d4d|access-date=2023-08-06}}</ref>

In Japan old people are targeted by people who pretend to be members of their family in trouble.  In 2023 the National Police Agency were thinking about stopping people over 65 who had not used a machine for more than a year from using them.<ref>{{Cite news|last=Lewis|first=Leo|date=2023-08-06|title=Japan's elderly need protection from scammers — but not like this|work=Financial Times|url=https://www.ft.com/content/ac676db7-af06-4d6a-a924-3a08d80b7d4d|access-date=2023-08-06}}</ref>

== Automated Teller Machine Media ==

== Automated Teller Machine Media ==

File:A person uses an ATM at Chase Bank, NYC - 2008.tif|A [[Chase Bank]] ATM in 2008

File:A person uses an ATM at Chase Bank, NYC - 2008.tif|A [[Chase Bank]] ATM in 2008

File:World's Highest ATM.jpg|The world's highest ATM at the [[Khunjerab Pass]] in [[Gilgit Baltistan]], [[Pakistan]], which is located at the height of {{convert|4693|m}} above sea level

File:NBP, World's Highest ATM.jpg|The world's highest ATM at the [[Khunjerab Pass]] in [[Gilgit Baltistan]], [[Pakistan]] by [[National Bank of Pakistan|NBP]], which is located at the height of {{convert|4693|m}} above sea level

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== References ==

== References ==